HEALTH INSURANCE

If you are an international student temporarily residing in Saskatchewan to further your education, you may be eligible for Saskatchewan health coverage. Your application will need to accompany proof of full-time enrollment at an accredited educational institute, as well as a valid Study Permit issued by Citizenship and Immigration Canada. Most medical costs are free to residents of Saskatchewan and to international students who qualify. Students and residents need to pay for some costs. For example, prescription drugs are not covered by the government unless you are in the hospital. As well Traditional Asian medicine is not covered. The following are generally not covered or are only partially covered:

• Air Ambulance Service
• Home Care
• Long-Term Care
• Podiatry (chiropody) - Special customer shoe inserts prescribed by the podiatrist (chiropodist) are not covered.
• Hearing health services - Hearing Aid Plan The cost of hearing tests, and the fees associated with the purchase, fitting, and repair of hearing aids is not covered.
• Dental services - Routine dental services are not covered.
• Optometric services
• Prescription Drugs

Full time students with a valid study permit can apply for Saskatchewan health care on the first day of classes. It generally takes up to 90 days for the student to receive their health card and to begin health care coverage. ALRA requires students to purchase other health insurance for a minimum of 3 months if you are eligible for Saskatchewan Health benefits for students who do not have a valid study permit and whose stay is less than 6 months, they must purchase private health insurance.

PRIVATE HEALTH INSURANCE

ALRA recommends 2 private insurance companies. Students can purchase insurance online by credit card before they arrive in Canada. These two companies are recommended because they have are well known in Saskatchewan.

     1) These are Group Medical Insurance, and
     2) Tugo Insurance. Tugo Insurance partners with:
          a) Western Financial Group and
          b) Travel Guardian.

Students and their parents can choose insurance and get quotes from these three insurance companies.
Students need insurance for 180 days, starting on their arrival date.
Students need to be covered for emergency medical. Students may choose other insurance if they desire.

GROUP MEDICAL INSURANCE

You can find GMS at this website:

GMS

INSURANCE ASSISTANCE

A & L Royal Academy is always ready to assist students. If you have problems or need assistance with the online insurance application and payment please contact the school and we can do our best to assist you.